What Is Long-term Care Insurance?

 With the rapid aging of society, the question of long-term care has become one of the biggest causes for concern in old age.

 It is every person’s desire to make the best use of one’s remaining abilities, live as independently as possible in the area one has grown accustomed to, and live life with dignity, even if long-term care becomes necessary.

 The reality, however, is that having long-term care provided only by one’s family has become extremely difficult.

 The Long-term Care Insurance System is supported by society as a whole to make it possible for people who need assistance to receive reliable and sufficient long-term care services.

 People to whom the following apply may receive long-term care services.

  1. Persons 65 years of age or older (Primary Insured Person) who have received a Certification of Needed Long-term Care or a Certification of Needed Support.
  2. Persons 40 years of age to 64 years of age (Secondary Insured Person) who have received a Certification of Needed Long-term Care or a Certification of Needed Support due to a Specified Disease*.
    *1) Terminal cancer
    2) Amyotrophic lateral sclerosis
    3) Ossification of the posterior longitudinal ligament
    4) Osteoporosis accompanied by fracture
    5) Multiple system atrophy
    6) Progeria
    7) Presenile dementia
    8) Spinocerebellar degeneration
    9) Spinal stenosis
    10) Diabetic nephropathy, diabetic retinopathy, diabetic neuropathy
    11) Cerebrovascular disease
    12) Parkinson’s disease and related disorders
    13) Rheumatoid arthritis
    14) Arteriosclerosis obliterans
    15) Chronic obstructive pulmonary disease
    16) Osteoarthritis accompanied by considerable deformation of both knee joints or hip joints

 A Certification of Needed Long-term Care or Certification of Needed Support is required to use long-term care services.
 For details, please consult with the Senior Citizen Long-term Care Group .

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